According to one 2016 report, only 32 percent of households in the U.S. have a steady budget they follow. Writer Emma Loewe suggests six things that are probably holding most people back from creating and sticking to a budget. From failing to account for every little expense, to failing to create a budget in the […]
What is the right time to talk about finances in a relationship? The truth is that there is no right answer, as it will always depend on both partners’ financial habits, their preferences, and the pace of the relationship itself. It’s a good idea, however, to dive into important financial conversations before moving in together. […]
There’s no shortage of financial self-help books to help guide one toward a more stable financial future. While they’re full of great advice from some of leading industry experts, the truth is, most of these books preach the same things. Nicole Dieker writes provides a succinct breakdown of the top financial advice out there today […]
Losing a spouse is one of the most difficult experiences a married person can go through, and also the most inevitable for one half of the couple. Because women statistically live longer than men, roughly 34% of women over 65 identify as widows, but only 12% of men over 65 are widowers. This often leaves […]
Consumer expectations around banking are quickly changing as they show preference for digital and mobile service. As consumers grow accustomed to digital experiences offered by companies like Starbucks, Amazon, and Netflix, they expect banking to be just as seamless. But for all the talk about technology, a recent article from Forbes argues that consumers still […]
It’s never too early to teach your kids about money management. The more children know about money at a young age, the more likely they are to establish a healthy and secure financial future. MarketWatch provides a great overview on how to teach your kids real-life financial lessons. Their advice? In order to teach your […]
As the parent of someone who recently turned 4, I have a strong (and unpopular) opinion about birthday parties for children. Here it is: Birthday parties for any kid 4 or under is a waste of time, money, and it will crush your soul. Lots of people out there will read that last sentence and […]
Millennials are poised to face a much more difficult path to financial security than their parents’ or grandparents’ generations. Inc.com reports that millennials already have an average of $42,000 in debt, and that number is expected to increase as more people in this generation get married, buy homes, and start families of their own. According […]
Many times when we create budgets, we don’t count on the unexpected. Why? Because the unexpected is…you get the idea. That’s why I think adding a contingency to your budget is smart. But let’s say you forgot to add the contingency. Or you went over the contingency number because you were in a car accident […]
A gym buddy – they force you to get off the couch, finish your reps, and hold you accountable. Just like a gym buddy makes working out and getting fit a more enjoyable and successful experience, a “money buddy” can help you reach your financial goals. As Alicia Adamczyk on LifeHacker shares, “Your buddy can […]